Services

You’re in Charge !!!

January 13, 2012

When buying a home, it is easy to feel overwhelmed and at the mercy of everyone else.  Which house to choose, qualifications, paperwork … buying a house is most likely the largest purchase you will ever make and should be considered carefully.  Weigh all the pros and cons of each house, and educate yourself on [...]

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Personal property replacement cost coverage and special personal property coverage basics

July 14, 2011

A standard homeowner’s policy covers personal property, but only on an actual cash-value basis and for only the perils named in the policy. Two coverages offered by some carriers can provide additional protection for your home and make it easier for you to recover from a loss. Not only do these coverages add key enhancements [...]

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Facts and FAQs…………………….

April 27, 2011

“What is an Abstract?” A land abstract can be thought of as a complete historical “book” related to an individual piece of land based on its legal description.  It shows the entire chain of ownership transfers from the time the property title was first recognized by the government up to the present.  This set of [...]

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What do you BLOG when you’re in a Hurry?

April 18, 2011

What do you BLOG when you’re in a Hurry?  GOOD NEW!!  We’ve been so busy with people buying and selling homes that I overlooked my note that said today is my day to write the BLOG.  It is great to see Real Estate in Oklahoma getting back to normal.  Oklahoma City is the greatest place [...]

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Do you still have your coon skin hat?

April 8, 2011

When I was a boy I had a Daniel Boone lunch box with all the accessories.  I was quite proud of it and watched a certain television series regularly.  I even had a coon skin hat.  It all had great value to me.  Later as a teenager I learned a valuable lesson from my Dad [...]

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How Much is Enough?

March 8, 2011

“I’ve called you today because a friend of mind thought I should have an auction rather than a garage sale and they said you could help me.”  That’s how most prospective auction calls begin. “I’ve got a lifetime’s accumulation of things that are precious to me and I don’t know what to do.” That’s why [...]

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Items You Need When Applying for a Loan

December 22, 2010

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getting answers quickly so alternate documentation has become more widely used. [...]

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Loan rates and programs

October 28, 2010

Did you ever think interest rates would be 4% for a 30 year mortgage? Well they are and 15 year mortgages are at 3.5%. This is great if you are a qualified buyer. So here’s a little more info to get that interest rate. It’s good for VA, FHA, and Conventional loans. For VA and [...]

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HOW CAN I SAVE MONEY?

October 14, 2010

This is probably the most common question on everyone’s mind today.  We are living in a very trying economic time, one centered around financial uncertainty.  Everyone seems to be shouting from the roof tops that they have “the best price in town”, but what are you sacrificing to save money. The price you pay for [...]

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Is the title to your property insured?

September 30, 2010

For the property buyer, title insurance is the only complete protection! An abstract is merely a history of the title as disclosed by the public records. An attorney’s opinion or certificate based upon his or her opinion is nothing more than the word “opinion” implies. In addition, the opinion is based upon an attorney’s examination [...]

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